The Promise and Peril of Credit Card Use

Credit cards

There’s nothing more exciting than using a credit card for the first time. After all, the ability to purchase practically whatever you want (within your spending limit) with a simple piece of plastic can be simply exhilarating. This exhilaration often turns into addiction for many people, however, which is where the dark side of credit cards […]

Are you a Saver or a Spender?

  Have you taken control of your finances?  I admit, I’m sort of bad about this.  I live somewhat carefree and don’t worry about planning for my future.  EEEK!  One of my 2012 resolutions was to get better about managing my own money. What about you?  Are you a saver or a spender?