How to Save Money while Shopping Online

how to save money online

how to save money online

I have a confession to make. I love to shop. I have tried to fight it for years, but y’know…a little retail therapy does a body good. While I love to shop local, and head into all the little mom and pop shops that are scattered around, there are just things that I need, and want, that they don’t carry. That;s when I turn to my dangerous companion – the internet.

Whooo boy, I do love me some online shopping. I can browse at my leisure. I can buy in the middle of the night. I can see all the size and color options without having to fight people or dig through disheveled displays. And then – AND THEN – someone brings it all to my house. Oh, and I almost forgot the best part – I can look for awesome deep discount coupons for my purchases.

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So You’re Thinking About Buying a House

buying a house

buying a house

Sooo…I’ve been trying to decide what I want to do for 2015. What my goals are, and what is really achievable. One of the things on my list is buying a house. I was sort of of the thought “Oh, I can’t afford that.” After doing a bit of research, I’ve realized that home ownership isn’t that far of a reach, and with a little bit of work, buying a house is a realistic goal.. Hmmm…If you’re like me, and pondering purchasing a home, read on for the steps to take.

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7 Ways to Make Money from Home

ways-to-make-money-from-home

Everyone’s looking for ways to make money from home. Check out these ideas.

ways-to-make-money-from-home

Are you looking for some ways to make some extra cash? Maybe it’s the holidays, and you overdid it, or you want to pay off the credit card bills quicker. Are you planning a vacation, and the more money you can save, the better the vacation will be? Perhaps, you’re just looking for some extra income after losing a job or getting your hours cut at work. Hey – it happens.  There are legitimate ways to make money from home.

These ideas of ways to make money from home will get you working towards your financial goals in no time.

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Millennials and Being Prepared for the Future

be-prepared

be-prepared

Let’s talk about money, and being prepared for the future. Now, we’re not talking about retirement, or planning for 40 years from now or anything like that. I want to talk to you about what you would do if your world was shaken. Tomorrow. Or next week. Or if, heaven forbid, a member of your immediate family was in an accident. What would you do then? Do you have a contingency plan?

I have a confession – for a really long time, I didn’t have a contingency plan. If something happened to me, what would I do? I HAD NO IDEA. Since it was just me, I totally didn’t think I needed a plan. And as a relatively healthy adult, I didn’t think I really needed health insurance. I’d just pay in cash when I needed to see someone. Win-win. I’d save the monthly premium from health insurance, and would have more money in my pocket.

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The Promise and Peril of Credit Card Use

Credit cards

Credit cards

There’s nothing more exciting than using a credit card for the first time. After all, the ability to purchase practically whatever you want (within your spending limit) with a simple piece of plastic can be simply exhilarating. This exhilaration often turns into addiction for many people, however, which is where the dark side of credit cards comes into play.

When used without care, credit cards can often result in huge amounts of debt that are difficult to deal with. This is not to say that they do not have their advantages, however, as credit cards can be extremely beneficial to those who learn how to use them properly. The following are just a few words on the promise and peril of plastic, and how you can use credit cards to your advantage without winding up in a financial black hole.

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Are you a Saver or a Spender?

 

Have you taken control of your finances?  I admit, I’m sort of bad about this.  I live somewhat carefree and don’t worry about planning for my future.  EEEK!  One of my 2012 resolutions was to get better about managing my own money.

What about you?  Are you a saver or a spender?